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Make Your HVAC Investment Affordable in Mississauga, ON

Apply for financing up to $100,000. Pre-qualify in seconds with no obligation and no impact to your credit score.

Get Started Estimate My Payment Learn More

Pre-qualification won't affect your credit score · Minimum purchase of $1,000 required

Flexible Financing for Your Comfort

Don't let cost stand between you and a comfortable home. Real Deal HVAC has partnered with Financeit to offer fast, easy financing so you can get the HVAC system you need today and pay over time with affordable monthly installments.

Apply Now
No impact to your credit score to pre-qualify
Sample Estimate Special Promo
Promotional Rate
0% APR
for the first 3 months
Purchase Amount
$10,000
Monthly Payment
$42.28*
Term
60 months
Rate After Promo
13.99%

*During the 0% promotional period. Regular payment of $124.84/mo after. Administration fee of $149.00. Amortization period of 240 months. APR 13.26%. Example for illustration purposes only; actual terms may vary.

Current Promotions

Take advantage of limited-time financing offers on top HVAC brands.

No Payments & No Interest

3 Months at 0% Interest

Enjoy 3 months of no payments and no interest, then 9.99% for 36 months on qualifying Carrier & Bryant HVAC equipment.

CarrierBryant
No Payments & No Interest

6 Months at 0% Interest

Get 6 full months of no payments and no interest on qualifying Carrier & Bryant HVAC installations.

CarrierBryant
Interest Rate Buy-Down

3 Months at 0.00% APR

Reduced interest rate for the first 3 months on qualifying Carrier & Bryant equipment purchases.

CarrierBryant
Interest Rate Buy-Down

6 Months at 0.00% APR

Reduced interest rate for the first 6 months on qualifying Carrier & Bryant equipment purchases.

CarrierBryant
60-Month Financing

60 Months at 9.99%

Spread payments over 5 full years at 9.99% on qualifying York, Coleman & Hitachi HVAC systems. Low monthly payments for maximum flexibility.

YorkColemanHITACHI
60-Month Financing

60 Months at 10.99%

Finance your HVAC installation over 60 months at 10.99%. Available on all qualifying equipment with no dealer cost.

All Qualifying Equipment
Equal Payments

36 Months at 4.99%

Low fixed equal payments at just 4.99% over 36 months. One of the lowest rates available for HVAC financing.

All Qualifying Equipment
No Payments & No Interest

3 Months at 0% Interest

Enjoy 3 months of no payments and no interest on qualifying York, Coleman & Hitachi HVAC equipment, then standard rates apply.

YorkColemanHITACHI
No Payments & No Interest

3 Months at 0% Interest

Get 3 months of deferred payments and no interest on qualifying Lennox HVAC systems, then 9.99% for 36 months.

Lennox
60-Month Financing

60 Months at 9.99%

Extended 60-month financing at 9.99%. Spread the cost of your new HVAC system with affordable monthly payments.

All Qualifying Equipment

Promotions apply to qualifying equipment only. Subject to credit approval. Terms and conditions may apply. Contact us for full details.

How It Works

Getting financing for your HVAC project is quick and simple.

1. Apply

Complete the application form and get a credit decision on the spot. It only takes a few minutes.

2. Make Your Purchase

Once approved, finish setting up your loan by completing a few easy steps. Then enjoy your new HVAC system.

3. Pay It Off

Payments are debited automatically from your bank account. Pay it off any time without penalty.

Why Finance with Real Deal HVAC?

Simple, transparent, and secure financing through our partnership with Financeit.

Fair & Flexible

Pay off your balance any time with no prepayment penalties. Choose the term that works for your budget.

Private & Secure

Bank-level encryption protects your personal information throughout the entire application process.

Upfront & Open

A small fee is added to the loan amount. No hidden or additional charges. What you see is what you get.

Ready to Get Started?

Fill out the form and a member of our team will reach out to walk you through the financing process. We're available 24/7.

Quick Pre-Qualification

Get a decision in minutes with no impact to your credit score.

Financing Up to $100,000

Affordable monthly payments for any HVAC project, big or small.

No Prepayment Penalties

Pay off your balance any time without extra charges.

Request Financing Info

We'll call you back to discuss your options.

By submitting, you agree to be contacted by Real Deal HVAC regarding financing options.

Thank You!

Your request has been received. A member of our team will give you a call shortly to discuss your financing options.

Expect a call from (647) 280-6626

See the price and the monthly payment together.

The instant estimate gives you the installed price and what it costs per month, before you apply for anything.

Get an Instant Estimate Call Us

Prefer to talk it through? Call (647) 280-6626 — answered 24/7. Licensed and insured, with the price agreed before any work starts.

Frequently asked questions

Straight answers to what people actually ask us. Call (647) 280-6626 any hour if yours is not here.

What does HVAC financing actually cost per month?

Payments start at $42 a month on qualifying installations. What you pay depends on the equipment price, the term you choose and the rate you qualify for, all of which are shown before you commit to anything.

Do you offer interest-free financing?

Yes, 0% plans are available on qualifying installations, alongside longer equal-payment terms at a fixed rate. Which plans you qualify for depends on the application.

Does applying affect my credit score?

That depends on the lender's process and the type of check they run at each stage. The application is handled by our financing partner rather than by us, so their terms and their disclosure apply.

Can financing be combined with rebates?

Generally yes. Federal and Enbridge Gas programs for qualifying upgrades are separate from how you pay for the job, so a financed installation can still be eligible. Eligibility always depends on the equipment and the program's current rules.

What can be financed?

New installations and major equipment upgrades: furnaces, air conditioners, heat pumps, boilers, and tank or tankless water heaters. Our pricing list shows the installed price each plan is calculated from.

Do I need to decide on financing before booking?

No. Get the price first, from the pricing list or the instant estimate tool, and decide how to pay afterwards. Estimates on new installations are free with no obligation.

Rebates worth checking first

Before you replace equipment, check what it qualifies for. Between the federal and Enbridge programs, a qualifying upgrade can come back to you in rebates — we will tell you which of these apply to your job.

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Rated 5.0 on Google across 175 reviews.

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